Consumer Credit Card Debt Archive

Consumer debt can be associated with Predatory lending

Written by DebtFree on July 8th, 2008
Consumer debt can be associated with Predatory lending , although there is much debate as to what exactly constitutes predatory lending. Consumer credit counseling program and Christian credit counseling are parts of credit counseling. In a Consumer credit counseling plan a credit counselor will discuss your financial situation with you. ... Continue reading Consumer debt can be associated with Predatory lending »

How a family can get out of credit card debt

Written by A Guest Speaker on May 26th, 2008
How a family can get out of credit card debt Written by Shane Higginbottom This may sound a bit corney but it is true in our lives and worked for us. You have to have a purpose a raison d'etre and a goal in mind. Our goal was to buy a house in the ... Continue reading How a family can get out of credit card debt »

Credit Card Debt Relief - Keeping the weight of credit card debt off

Written by A Guest Speaker on May 21st, 2008
Title:  Credit Card Debt Relief - Keeping the weight of credit card debt off Written by  BankCD Man Credit Card Debt is suffocating this country.  The best solution is to stay away from credit cards to begin with.  However, there are certain purchases these days that generally require some credit history, so ... Continue reading Credit Card Debt Relief - Keeping the weight of credit card debt off »

Preventing and Overcoming Credit Card Debt

Written by A Guest Speaker on May 21st, 2008
Preventing and Overcoming Credit Card Debt Written by Prasad Khose I was so happy when I got my first credit card. Many friends suggested me, not to take a credit card and I have successfully turned down all bank offers for some time, but somehow one day I failed. Life was so easy ... Continue reading Preventing and Overcoming Credit Card Debt »

Seven Steps to Exploding Your Credit Card Debt into Tiny Pieces of Nothing

Written by A Guest Speaker on May 21st, 2008
Seven Steps to Exploding Your Credit Card Debt into Tiny Pieces of Nothing Written by James Hobbs With all the clamor and noise over debt reduction and credit card debt from the credit counselors, debt consolidation companies, the lawyers who will help you (for a fee, no doubt) and bankruptcy court (for ... Continue reading Seven Steps to Exploding Your Credit Card Debt into Tiny Pieces of Nothing »

Paper or Plastic?

Written by A Guest Speaker on May 21st, 2008
Paper or Plastic? Written by Annie Binns No, I’m not talking about your grocery bags. I’m talking about cash or credit, and I’m asking you to consider what your life would look like today if you had spent the last five, ten or twenty years answering that question with, "Cash, baby!" I ... Continue reading Paper or Plastic? »

The Cons of Individual Voluntary arrangements as a remedy for insolvency in the UK

Written by A Guest Speaker on May 21st, 2008
The Cons of Individual Voluntary arrangements as a remedy for insolvency in the UK Written by Don Ace The following article has be written based on my own research, if you are in such a situation where IVA's are an option, I urge you to seek advice from the Citizens advice bureau ... Continue reading The Cons of Individual Voluntary arrangements as a remedy for insolvency in the UK »

Appreciating Enough

Written by A Guest Speaker on May 21st, 2008
Appreciating Enough written by Lightening When my husband and I were first married, we were forced to live on quite a small wage. At the time he was working on the family farm and being paid a pittance for his time. During this period of time I felt we were somewhat hard ... Continue reading Appreciating Enough »

The Wonderful Invention of Credit Cards and How To Manage Them

Written by A Guest Speaker on May 21st, 2008
The Wonderful Invention of Credit Cards and How To Manage Them Written by Jarret Cade Ah, credit cards, what a wonderful little invention right? A credit card can be both a good thing and a bad thing. However, more often then not they turn into a bad thing. Why? Because a credit ... Continue reading The Wonderful Invention of Credit Cards and How To Manage Them »

Credit Cards - A Means for Making Chronic Bad Choices

Written by A Guest Speaker on May 19th, 2008
Credit Cards - A Means for Making Chronic Bad Choices Written by Brent Crouch According to the Federal Reserve Bank, in 1968 consumer credit card debt was $8 billion dollars. In 2007, that total exceeded $880 billion. During this same period, the rate of bankruptcy has dramatically risen as Americans have ... Continue reading Credit Cards - A Means for Making Chronic Bad Choices »