Low Interest Rate Credit Card Archive

How Is Credit Card Interest Calculated?

Written by DebtFree on July 8th, 2008
Credit card Interest is calculated based on the average daily balance of your account for the entire month. By making a payment every couple weeks you are reducing that average balance and therefore reducing the finance charges assessed, as opposed to waiting until the end of the month to make ... Continue reading How Is Credit Card Interest Calculated? »

Use Better Credit Cards

Written by A Guest Speaker on May 21st, 2008
Use Better Credit Cards Written by Keith James Lock The debt starts early. They have people hanging out at your college campus giving you guaranteed approved credit cards. They tell you that it is only a $500 limit but it will help you establish a credit history. And although those things can ... Continue reading Use Better Credit Cards »

Paying off Credit Card Debt - A GREAT return on investment

Written by A Guest Speaker on May 21st, 2008
Paying off Credit Card Debt - A GREAT return on investment Written by Chris Old Credit Card Debt is a nasty subject to many people. I often see people who are loaded with Credit Card Debt, yet spending money on "investments" or 401k plans that there employers do not contribute to. ... Continue reading Paying off Credit Card Debt - A GREAT return on investment »

How Splurging Now Can Hurt Your Future Budget

Written by A Guest Speaker on May 19th, 2008
How Splurging Now Can Hurt Your Future Budget Writtten by Woobie of EvilWoobie.com I was a new graduate when I had my first lesson on handling credit. You know how fresh graduates are, excited to have a job, feeling high over the new pay source and splurging like money will never run ... Continue reading How Splurging Now Can Hurt Your Future Budget »

Credit Cards - A Means for Making Chronic Bad Choices

Written by A Guest Speaker on May 19th, 2008
Credit Cards - A Means for Making Chronic Bad Choices Written by Brent Crouch According to the Federal Reserve Bank, in 1968 consumer credit card debt was $8 billion dollars. In 2007, that total exceeded $880 billion. During this same period, the rate of bankruptcy has dramatically risen as Americans have ... Continue reading Credit Cards - A Means for Making Chronic Bad Choices »